diff --git a/Flipcash/Core/Screens/Main/Profile/ProfileNameScreen.swift b/Flipcash/Core/Screens/Main/Profile/ProfileNameScreen.swift
index 60d2d984..c6714fa0 100644
--- a/Flipcash/Core/Screens/Main/Profile/ProfileNameScreen.swift
+++ b/Flipcash/Core/Screens/Main/Profile/ProfileNameScreen.swift
@@ -95,7 +95,9 @@ struct ProfileNameScreen: View {
                 // RPCs — by now the user may have swapped to another sheet, whose
                 // stack has no profile-creation state to mount against.
                 guard !Task.isCancelled, router.presentedSheet?.stack == .tips else { return }
-                router.push(.profilePhoto)
+                // The photo-capture step is skipped for now — the card omits the
+                // profile photo, so setup goes straight from the name to the card.
+                router.push(.tipcard)
 
             } catch ErrorProfile.moderated(let category) {
                 logger.info("Display name moderation denied", metadata: ["category": "\(category)"])
diff --git a/Flipcash/Core/Screens/Main/Tips/TipcardView.swift b/Flipcash/Core/Screens/Main/Tips/TipcardView.swift
index 509eb5a8..2c50694b 100644
--- a/Flipcash/Core/Screens/Main/Tips/TipcardView.swift
+++ b/Flipcash/Core/Screens/Main/Tips/TipcardView.swift
@@ -26,6 +26,11 @@ struct TipcardView: View {
     /// contrast against different surfaces (share sheet vs. live camera).
     var tintOpacity: Double = 0.72
 
+    /// The profile photo is intentionally omitted from the card for now, so the
+    /// avatar is gated off by default. Kept as a flag (rather than deleted) so
+    /// re-enabling it is a one-line change once the product decision reverts.
+    var includePhoto: Bool = false
+
     var body: some View {
         VStack(spacing: 0) {
             CodeView(data: codeData)
@@ -35,12 +40,14 @@ struct TipcardView: View {
             HStack(spacing: 8) {
                 Text("Tip")
 
-                avatarImage
-                    .resizable()
-                    .scaledToFill()
-                    .frame(width: avatarDimension, height: avatarDimension)
-                    .foregroundStyle(Color.textSecondary)
-                    .clipShape(Circle())
+                if includePhoto {
+                    avatarImage
+                        .resizable()
+                        .scaledToFill()
+                        .frame(width: avatarDimension, height: avatarDimension)
+                        .foregroundStyle(Color.textSecondary)
+                        .clipShape(Circle())
+                }
 
                 Text(name)
                     .lineLimit(1)
diff --git a/Flipcash/Core/Screens/Main/Tips/TipsScreen.swift b/Flipcash/Core/Screens/Main/Tips/TipsScreen.swift
index b12873e1..cc3f3f03 100644
--- a/Flipcash/Core/Screens/Main/Tips/TipsScreen.swift
+++ b/Flipcash/Core/Screens/Main/Tips/TipsScreen.swift
@@ -47,7 +47,7 @@ private struct TipsIntroScreen: View {
                     .multilineTextAlignment(.center)
                     .padding(.top, 32)
 
-                Text("Add your name and a picture to receive tips")
+                Text("Add your name to receive tips")
                     .font(.appTextSmall)
                     .foregroundStyle(Color.textSecondary)
                     .multilineTextAlignment(.center)